Announcement: Rates here are among the lowest

“Rates here are among the lowest”

“The average Ohio homeowner insurance premium is projected to rise by 3.4 percent to $834 on average, more than $300 less than the national average and the ninth lowest in the U.S.  When it comes to our vehicles Ohio’s premiums are expected to increase 3.3% to $715 about $200 less than the national average – the 12th lowest in the country.  Despite rate hikes Ohioans still pay some of the lowest insurance rates in the nation.”


Source:  Dayton Daily News Sunday October 30, 2016 written by Rich Gillette

Announcement: Distracted Drivers: You Did WHAT Behind the Wheel?

People Admit to Odd Behavior in New Distracted Driving Survey

Read the full article on

“A distraction is anything that causes a driver to take their eyes off the road, their hands off the wheel, or their mind off their primary task of driving safely,” said Doug Smith, senior vice president, Personal Lines, at Erie Insurance. “Our survey found drivers unfortunately are engaging in a wide range of distracting and potentially dangerous behaviors.”

ERIE's distracted driving survey revealed some pretty interesting things.

Announcement: Ohio’s premiums among lowest in country

Insurance Department Announces Auto and Homeowners Insurance Rates
??Ohio’s premiums among lowest in country

COLUMBUS — Lieutenant Governor and Department of Insurance Director Mary Taylor announced Ohio’s 2012 auto and homeowners insurance average rates, information that is annually compiled by the Department.
“Ohio’s historically competitive insurance marketplace continues to provide consumers with choice and affordable options for auto and homeowners insurance,” Taylor said. “Our strong, but fair regulatory standards and emphasis on reducing regulatory red-tape for insurers are benefiting consumers.”
Ohio has the 6th lowest homeowners ($624; national average $906) and 9th lowest auto insurance ($619; national average $791) average premiums in the county, according to 2010 data, the most recent figures available from the National Association of Insurance Commissioners (NAIC).
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Announcement: Hondros College Announces July Instructor of the Month- Brian Lampton

Hondros College Announces

July Instructor of the Month- Brian Lampton

Brian Lampton has been a part of the insurance industry for 22 years. He began his career in insurance in 1990 when he heard through the University of Dayton Alumni placement office that there was an opening for an insurance agent. He has been teaching off and on now for 19 years. “I taught LUTC (life insurance) classes early on in my career,” says Brian. He has taught leadership classes through the National Association of Insurance and Financial Advisors and taught other adult courses with the Greene County Career Center before coming to Hondros College.
Brian began teaching years ago to save money for his son’s college tuition. “My good friend and previous teacher, Ed White, told me it was a good gig and thought I would like teaching at Hondros,” says Lampton. Brian has been teaching at Hondros for three years now and says “Hondros has been great when dealing with my crazy schedule.”
“I enjoy teaching because I like meeting new people and hearing their stories. I find it interesting why people get into the insurance business and I like to hear their insurance stories,” says Lambert. His goal in his classes is to stress how difficult the state test is, and how important it is to study and prepare for it!
Lampton says “The insurance business is a people oriented service business and it can be very rewarding.” He enjoys working in the industry because he gets the opportunity to “meet and deal with a wide variety of people, all age groups, different social- economic backgrounds, and different cultures.”
Congratulations Brian for being this months Instructor of the Month!

Announcement: Brian Lampton recognized in Insurance Newsletter

Brian Lampton was singled out with customer appreciation in the July 27, 2011 edition of “The Bulletin.”

Great Agent…
Brian Lampton
Lampton-Engle & Associates, Columbus Branch

” I recently had a roof damage claim and some auto damage too, and I called to say how nice and helpful everyone involved was. Thank you, especially to my Agent Brian and [Claims Supervisor] Donna Carpenter.”

–Customer Jane B., via a phone conversation with Branch Manager Joe Wilkerson

[ Newsletter ]

Ohio among the lowest rates in the US

Press Release – August 10, 2010



Lt. Governor Taylor Announces Ohio Auto and Homeowners Rates Remain Competitive in 2010

COLUMBUS — Lieutenant Governor and Department of Insurance Director Mary Taylor announced Ohio’s 2010 average auto and homeowners insurance rates were among the most competitive in the United States. The Department annually compiles the state’s average auto and homeowners insurance rates.

“Ohioans can count on the state’s dynamic insurance marketplace producing some of the lowest auto and homeowners rates in the country,” Taylor said. “We will continue to focus on attracting insurance companies to our great state to the benefit of the state’s consumers.”

Ohio has the 11th lowest auto insurance and 9th lowest homeowners insurance average premiums in the country, according to the most recent figures from the National Association of Insurance Commissioners (NAIC).

In 2010, the average rate change for the state’s top 10 private passenger auto insurance groups increased 1.5 percent. The average rate change for the state’s top 10 homeowners insurance groups increased 8.7 percent.  The top 10 insurance groups represent approximately 70 percent of the market.

The average increases in 2010 were less than the previous year, which saw average increases of 2.8 percent and 9.7 percent for auto and homeowners, respectively.  The historical rate change information is an average.  Individual insurance consumers may have experienced rate changes that differ from the average. The Department makes sure the rating plans comply with Ohio insurance law and the rates are actuarially sound.

Ohio insurers continued to experience claims from the multitude of weather events that have impacted the state over the last few years.

Based on rate activity so far this year and industry data, Department analysts expect 2011 rate activity to follow a similar pattern. Changes in auto insurance rates are associated with medical costs, weather-related claims, the number of cars on Ohio roads and repairs costs. Changes in homeowners rates can be attributed to weather-related claims, and building and material costs.

Ohioans with insurance questions or concerns can call the Department’s consumer hotline at 1-800-686-1526. Free information, including guides and tip sheets about auto and homeowners insurance, is available